Category: Money & Consumer
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UPI Lite Explained: Limits, Safety and How It Works
UPI Lite allows faster small-value payments without a PIN for each eligible transaction. Learn the current ₹1,000 transaction limit, ₹5,000 balance cap, safety checks and complaint steps.
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Unauthorized Bank Transaction: RBI Refund and Liability Rules
Unauthorized bank transaction? Understand RBI zero- and limited-liability rules, the three-working-day reporting window, shadow reversal and escalation steps.
Read: Unauthorized Bank Transaction: RBI Refund and Liability Rules
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GSTR-3B Due 20 September 2026: August Monthly Filer Checklist
Historical reference: the September 2026 date covered by this guide has passed. Check official sources for current requirements and any applicable extension.
Read: GSTR-3B Due 20 September 2026: August Monthly Filer Checklist
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Digital Arrest Scam in India: No, Police Cannot Arrest You on Video Call
There is no lawful digital arrest by video call. Learn the warning signs, immediate 1930 reporting steps, evidence to preserve and account-safety actions.
Read: Digital Arrest Scam in India: No, Police Cannot Arrest You on Video Call
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Bank Deposit Insurance in India: Is Your Full Balance Safe? ₹5 Lakh DICGC Rule
Understand the ₹5 lakh DICGC bank-deposit insurance limit, how branches and joint accounts are counted, what is excluded and how claims work.
Read: Bank Deposit Insurance in India: Is Your Full Balance Safe? ₹5 Lakh DICGC Rule
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Advance Tax Due 15 September 2026: 45% Rule, Calculation and Payment Steps
Historical reference: this guide covers the 15 September 2026 advance-tax instalment. Check official sources for current requirements and any applicable extension.
Read: Advance Tax Due 15 September 2026: 45% Rule, Calculation and Payment Steps
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UPI Transaction Failed but Money Debited: Refund Timeline and Complaint Steps
Money debited after a failed UPI payment? Learn RBI refund timelines, ₹100-per-day compensation rules, complaint steps and the records you should keep.
Read: UPI Transaction Failed but Money Debited: Refund Timeline and Complaint Steps
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RBI Notifications Explained: How to Know Whether a New Rule Affects Your Bank Account
A practical seven-check method for reading RBI notifications, confirming which institutions and products are covered, finding the effective date, and deciding whether your bank account needs any action.
Read: RBI Notifications Explained: How to Know Whether a New Rule Affects Your Bank Account
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Repo Rate vs Loan Interest Rate vs EMI: The Difference Explained
Understand how RBI repo-rate changes can affect floating loan rates, EMIs and tenure—and what borrowers should check before the next reset.
Read: Repo Rate vs Loan Interest Rate vs EMI: The Difference Explained