Category: Money & Consumer
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UPI Merchant Refund Not Received: Trace and Escalate
A merchant promised a UPI refund but it has not arrived. Learn how to obtain the refund reference, raise the correct complaint and escalate with evidence.
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UPI Money Sent to the Wrong Person: Recovery Steps
Sent UPI money to the wrong person? Learn what a successful transfer means, how to report it, what evidence to keep and why recovery is not automatic.
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Consolidated Account Statement: Read and Check Your CAS
Check the scope, holdings and transactions in a consolidated account statement and prepare a focused request when investment records disagree.
Read: Consolidated Account Statement: Read and Check Your CAS
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Direct vs Regular Mutual Funds: Compare Costs and Support
Understand direct and regular plans, compare current cost disclosures and service roles, and review the official documents before making an investment decision.
Read: Direct vs Regular Mutual Funds: Compare Costs and Support
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Life Insurance Free-Look Period: Review and Cancel Carefully
Review a newly received life policy, preserve its receipt date, submit a clear free-look cancellation request and check the insurer’s refund calculation.
Read: Life Insurance Free-Look Period: Review and Cancel Carefully
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National Consumer Helpline Complaint: Evidence and Tracking
Prepare a National Consumer Helpline complaint with useful evidence, file through official NCH channels, track your docket and understand the limits of redress.
Read: National Consumer Helpline Complaint: Evidence and Tracking
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₹2,000 Note Exchange: RBI Offices, India Post and Legal Tender
Where and how to handle ₹2,000 notes now: RBI Issue Office exchange, bank-account credit, India Post steps, documents and legal-tender status.
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SEBI SCORES Complaint Online: Filing, Reviews and ODR
File a SEBI SCORES investor complaint with the right evidence, track the Action Taken Report, use review windows and understand when ODR may apply.
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RBI UDGAM Portal: Find and Claim Unclaimed Bank Deposits
Use RBI’s UDGAM portal to locate unclaimed bank deposits, understand the bank claim process, prepare documents and escalate unresolved cases safely.
Read: RBI UDGAM Portal: Find and Claim Unclaimed Bank Deposits
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How to Close a Credit Card: RBI 7-Day Rule and ₹500 Daily Compensation
A practical guide to the RBI’s seven-working-day credit card closure rule, ₹500 daily delay compensation, credit-report checks and complaint escalation.
Read: How to Close a Credit Card: RBI 7-Day Rule and ₹500 Daily Compensation