Category: RBI & Banking
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ATM Debited but Cash Not Received: Reversal and Complaint Steps
Report an ATM debit with no cash, record terminal details, understand the RBI reversal window and follow up with a clear evidence packet.
Read: ATM Debited but Cash Not Received: Reversal and Complaint Steps
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₹2,000 Note Exchange: RBI Offices, India Post and Legal Tender
Where and how to handle ₹2,000 notes now: RBI Issue Office exchange, bank-account credit, India Post steps, documents and legal-tender status.
Read: ₹2,000 Note Exchange: RBI Offices, India Post and Legal Tender
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RBI UDGAM Portal: Find and Claim Unclaimed Bank Deposits
Use RBI’s UDGAM portal to locate unclaimed bank deposits, understand the bank claim process, prepare documents and escalate unresolved cases safely.
Read: RBI UDGAM Portal: Find and Claim Unclaimed Bank Deposits
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How to Close a Credit Card: RBI 7-Day Rule and ₹500 Daily Compensation
A practical guide to the RBI’s seven-working-day credit card closure rule, ₹500 daily delay compensation, credit-report checks and complaint escalation.
Read: How to Close a Credit Card: RBI 7-Day Rule and ₹500 Daily Compensation
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Unauthorized Bank Transaction: RBI Refund and Liability Rules
Unauthorized bank transaction? Understand RBI zero- and limited-liability rules, the three-working-day reporting window, shadow reversal and escalation steps.
Read: Unauthorized Bank Transaction: RBI Refund and Liability Rules
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Digital Arrest Scam in India: No, Police Cannot Arrest You on Video Call
There is no lawful digital arrest by video call. Learn the warning signs, immediate 1930 reporting steps, evidence to preserve and account-safety actions.
Read: Digital Arrest Scam in India: No, Police Cannot Arrest You on Video Call
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Bank Deposit Insurance in India: Is Your Full Balance Safe? ₹5 Lakh DICGC Rule
Understand the ₹5 lakh DICGC bank-deposit insurance limit, how branches and joint accounts are counted, what is excluded and how claims work.
Read: Bank Deposit Insurance in India: Is Your Full Balance Safe? ₹5 Lakh DICGC Rule
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RBI Notifications Explained: How to Know Whether a New Rule Affects Your Bank Account
A practical seven-check method for reading RBI notifications, confirming which institutions and products are covered, finding the effective date, and deciding whether your bank account needs any action.
Read: RBI Notifications Explained: How to Know Whether a New Rule Affects Your Bank Account
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Repo Rate vs Loan Interest Rate vs EMI: The Difference Explained
Understand how RBI repo-rate changes can affect floating loan rates, EMIs and tenure—and what borrowers should check before the next reset.
Read: Repo Rate vs Loan Interest Rate vs EMI: The Difference Explained